Suzuki Swift GLX Top of the Line Variant 2025 Bank Al Habib with Apni car Installment plan
Suzuki Swift GLX Top of the Line Variant 2025 Bank Al Habib with Apni car scheme in 3 years easy installments Suzuki Swift GLX Top of the Line Variant 2025 with 40% advance amount How much installment per month Bank Al Habib How much markup will Bank Al Habib take Complete plan
Bank AL Habib’s “Apni Car” Auto Finance facility offers convenient repayment plans to help you own your dream car. The program provides financing for both new and used locally manufactured vehicles, with the following key features:
- Free Accidental Insurance: Coverage up to PKR 500,000.
- Flexible Financing Terms:
- Up to 5 years for vehicles up to 1000cc.
- Up to 3 years for vehicles above 1000cc.
- Easy Monthly Installments: Tailored to your financial convenience.
- Partial and Pre-payment Options: Available without additional charges.
- Quick Processing and Minimal Documentation: Streamlined application process.
- Flexible Markup Rates: Choose between fixed and variable rates.
For working women, the following markup rates apply:
| 1-2 Years | 1 Year KIBOR + 2.5% | 1 Year KIBOR + 4% |
| 3 Years | 1 Year KIBOR + 3% | 1 Year KIBOR + 4.5% |
| 4-5 Years | 1 Year KIBOR + 3.5% | 1 Year KIBOR + 5% |
Note: The 1 Year KIBOR of the last day of the previous month determines the applicable rate.
For detailed information and to use the “Apni Car” Calculator, please visit the official Bank AL Habib website: citeturn0search1
To apply or for personalized assistance, contact Bank AL Habib’s helpline at (021) 111-014-014 or visit your nearest branch.
Financing details (Tentative)
Vehicle Price
4,719,000
Finance Amount
2,831,400
Total Upfront
2,000,418
Down Payment
1,887,600
1st Year Insurance
103,818
Processing Fee
9,000
| 1st Year | 12 | 98,679 | 7,787 | 106,466 |
| 2nd Year | 12 | 98,679 | 7,397 | 106,076 |
| 3rd Year | 12 | 98,679 | – | 98,679 |
Eligibility Criteria
- akistani Nationals
- Salaried: Minimum 23 years and Maximum 60 years at the time of loan maturity
- Self Employed Businesswomen/Self Employed Professional: Minimum 23 years and Maximum 65 years at the time of loan maturity
- Account holder of any Bank
- Individuals having another source of income i.e., Remittance, Rental, Pension, or Investments may also apply if they maintain a satisfactory account at Bank AL Ha
Documents Required
- Salaried individual
- Self Employed Professional / Business women
Frequently Asked Questions
- Can I avail Apni Car Auto Finance facility?
- What is the markup rate?
- What type of cars does Bank AL Habib finance?
- What is the maximum loan amount offered under Bank AL Habib car loan scheme?
- What is the tenure for a car loan?
- What is the minimum down payment for a car loan at Bank AL Habib?
- What is the total upfront payment I have to make?
- Who will insure the vehicle?
- How do I repay the installment?
- Can I repay the car loan before maturity?
- Is there any option to make partial payments?
- Who will evaluate the price of locally manufactured used cars?
- How can we select the Dealers?
- What is the first step to proceed for application?
- What are the documents required for a car loan in Bank AL Habib?
- Where to contact in case of complaints?
