Get the best Changan Karvaan Plus and Changan Sherpa lease plan with easy monthly installments in 2025
Get the best Changan Karvaan Plus lease plan with easy monthly installments. Affordable down payment, 0% markup, and a 60-month tenure. Explore the detailed installment schedule and financing options. Secure your Changan Karvaan Plus today with the best auto loan options! #ChanganKarvaan #LeasePlan #CarFinancing #AffordableInstallments #AutoLoan
| Category | Details |
|---|---|
| Client Name | Changan Karvaan Plus |
| Equity Participation | 762,250 |
| CNIC | – |
| Income Tax Status | Filer |
| Processing Charges | 4,000 |
| WHT (Non-Filer) | – |
| Tentative Vehicle Registration | – |
| Total Downpayment | 766,250 |
| Vehicle Price | 3,049,000 |
| Lease Key Money/Security Deposit | 25.00% (762,250) |
| Finance/Lease Amount | 2,286,750 |
| Markup Rate | 0.00% |
| Insurance (1%) | 30,490 |
| Tenure (Months) | 60 |
| Installment (EMI without Insurance) | 38,113 |
Changan Karvaan Installment Schedule :
| Sr. No. | Principal | Markup | EMI | Insurance | TMP | Outstanding Principal | Security Deposit |
|---|---|---|---|---|---|---|---|
| 1 | 38,113 | – | 38,113 | 2,287 | 40,399 | 3,010,888 | 762,250 |
| 2 | 38,113 | – | 38,113 | 2,287 | 40,399 | 2,972,775 | 762,250 |
| 3 | 38,113 | – | 38,113 | 2,287 | 40,399 | 2,934,663 | 762,250 |
| 4 | 38,113 | – | 38,113 | 2,287 | 40,399 | 2,896,550 | 762,250 |
| 5 | 38,113 | – | 38,113 | 2,287 | 40,399 | 2,858,438 | 762,250 |
| … | … | … | … | … | … | … | … |
| 48 | 38,113 | – | 38,113 | 1,525 | 39,637 | 1,219,600 | 762,250 |
Changan Sherpa:
Are you considering leasing a vehicle? Understanding the financial breakdown is crucial for making an informed decision. In this blog post, we analyze the BOP Auto Leasing/Financing-Gross Lease plan in detail. Learn about the key financial aspects, down payment structure, monthly installments, and insurance costs associated with the lease.
Key Lease Detail:
- Client Name: Changan Sherpa
- Income Tax Status: Filer
- Vehicle Price: PKR 2,254,000
- Lease Key Money / Security Deposit: 25% (PKR 563,500)
- Finance / Lease Amount: PKR 1,690,500
- Markup Rate: 0.00%
- Insurance Rate: 1.00% (PKR 22,540)
- Tenure: 60 Months
- Installment without Insurance (EMI): PKR 28,175
Down Payment Structure
| Description | Amount (PKR) |
|---|---|
| Equity Participation | 563,500 |
| Insurance-Upfront | – |
| Processing Charges | 4,000 |
| WHT (For Non-Filers) | – |
| Tentative Vehicle Registration Charges | – |
| Total Downpayment | 567,500 |
Monthly Payment Breakdown
The following table provides an overview of each installment payment, including the principal amount, insurance, and outstanding balance.
| Sr. No. | Principal (PKR) | EMI (PKR) | Insurance (PKR) | Total Monthly Payment (PKR) | Outstanding Principal (PKR) | Security Deposit (PKR) |
|---|---|---|---|---|---|---|
| 1 | 28,175 | 28,175 | 1,691 | 29,866 | 2,225,825 | 563,500 |
| 2 | 28,175 | 28,175 | 1,691 | 29,866 | 2,197,650 | 563,500 |
| 3 | 28,175 | 28,175 | 1,691 | 29,866 | 2,169,475 | 563,500 |
| 4 | 28,175 | 28,175 | 1,691 | 29,866 | 2,141,300 | 563,500 |
| 5 | 28,175 | 28,175 | 1,691 | 29,866 | 2,113,125 | 563,500 |
| … | … | … | … | … | … | … |
| 60 | 28,175 | 28,175 | 1,127 | 29,302 | 0 | 563,500 |
Why Choose BOP Auto Leasing?
- Zero Markup Rate: Unlike traditional auto loans, this lease comes with a 0.00% markup rate, making it a cost-effective option.
- Flexible Tenure: With a 60-month tenure, you can manage your budget effectively while paying a fixed EMI.
- Transparent Costs: All expenses, including insurance and processing fees, are clearly outlined.
- Lower Initial Investment: With a 25% security deposit, you can lease a vehicle without bearing the full purchase cost upfront.
Final Thoughts
BOP Auto Leasing is an excellent option for individuals looking for an affordable and transparent vehicle financing plan. With zero markup and a structured installment plan, it provides financial ease and flexibility. If you’re considering leasing a car, this guide should help you understand the key aspects of the financing process.
For more details, contact your nearest BOP branch or visit their official website for the latest updates on auto leasing plans.https://www.bop.com.pk/BoP
Changan official site: https://changan.com.pk/
or you can read our previous blog: https://www.zawarcars.com/bank-of-punjab-changan-karvaan-5-years-installment-plan-2025/
Share your thoughts: Are you considering leasing a vehicle? Do you think this plan fits your financial needs? Let us know in the comments!
Here are some SEO-friendly FAQs for your blog to improve its ranking:
Frequently Asked Questions (FAQs) about BOP Auto Leasing & Changan Karvaan Plus Lease Plan
1. What is the BOP Auto Lease Plan for Changan Karvaan Plus?
The BOP Auto Lease Plan allows you to lease a Changan Karvaan Plus with a 0% markup rate, an easy down payment of 25% (PKR 762,250), and a 60-month installment plan with a fixed EMI of PKR 38,113.
2. How much is the total down payment for Changan Karvaan Plus?
The total down payment is PKR 766,250, which includes equity participation of PKR 762,250 and processing charges of PKR 4,000.
3. What is the interest rate for the BOP auto lease?
The lease comes with a 0.00% markup rate, making it an affordable financing option.
4. What are the monthly installment details for Changan Karvaan Plus?
Each installment consists of a principal amount of PKR 38,113, with an additional 1% insurance charge (PKR 2,287 per month initially). The total monthly payment varies slightly due to insurance adjustments.
5. What is the tenure period for this lease?
The BOP Auto Lease Plan offers a 60-month tenure, allowing you to pay in easy monthly installments over five years.
Let me know if you want more FAQs or additional details! 🚗📈
